Category: personal finance

Portfolio management services are availed by many

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Portfolio management services are services which help manage the portfolio. A portfolio investment is an investment by a foreigner in a country. It can be a purchase of stock and bonds also.

How Can You Cope With The Rising Age Of Retirement?

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Experts are fairly confident that by 2020 the average age of retirement will have risen to 66. This number, I'm sure, comes as no to surprise to anybody who has followed the economic health of the nation. But this number may still be alarming to those individuals who are planning on retiring in the next five to ten years. So what can you do if you're a little uneasy about being able to retire?

Car Loans Bad Credit: Tips and advice on getting them

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Most high risk or sub prime lenders approve car loan for people with bad credit score. However, to find a reputable lender, contact a local auto lender and inquire about their sub prime loan products. If your hope is to compare the various offers available before settling for a lender, working with online auto broker is the best option.

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California Prenuptials: Marry In Haste, Forge Debt Relief In Leisure

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While most Americans still equate prenuptial agreements with ill fated rushes to the altar or trophy wives (and, increasingly, husbands) ephemerally tied to aging lotharios of means, the realities of our state's community property statutes have resulted in Californians of every tax bracket investigating the pros and cons of such arrangements

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Budget management software

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Many people and self employed small businesses are in financial difficulties at the moment due to a variety of reasons and may need to consider a budget management software or budget manager software. The reasons why some families may need to budget can come down to such issues as, redundancy or job loss due to no fault of their own, but are a victim of the current economic downturn and credit crunch. Other factors may include an increasing family, a increase in standard or variable mortgage

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White collars tell you how to save money

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Salary is always losing for CPI, and food safety problems are here and there. More and more while collars in big cities in order to save money and healthy, they tell you how can save money that is DAIFAN.

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Online Credit Cards and Financial Responsibility

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Getting a credit card in Australia is not something to be rushed as it can be a ticket to the “debt cycle.” Credit cards can be a great asset in the right hands but you need to take a long hard look at your own hands to see if they can handle a credit card responsibly without dragging you into heavy debt.

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Dealing With Taxes on Your Settled Debts

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One of the biggest drawbacks of settling debts is dealing with the tax implications of having your debt cancelled. The IRS requires you to include cancelled debt as taxable income on your tax return and requires businesses to report cancelled debts over $600. If your creditor cancels at least $600 of debt, the IRS will know about it. They'll be expecting you to claim this as income on your taxes. You could face an audit if you don't include the cancelled debt on your tax return.

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The Piggy Bank – Is It Time To Add Some Brothers and Sisters?

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I noticed that my adult account (the average bank account) was very much like my childhood account – the “Piggy Bank”. Everything was put into one account and not really kept organized or separated.

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Cheaper electricity bills

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How do I get cheaper electricity or lower my utility bill? Read more to find out how easy it is to lower your utility bill today. Start saving on electricity immediately with these tips.

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